We want to share in your joy when you buy your first house or move into your dream home

We do mortgages and all aspects of property finance. Let us do all the hard work whilst you’re busy choosing furnishings and figuring out the prefect layout and colour scheme (for your new home)

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Professional Excellence

You deserve someone who goes beyond the basics. We pride ourselves on being meticulous, detail-oriented, and dedicated to achieving your best results—no shortcuts, no compromises—just excellence every step of the way.

Accessible Support

Say goodbye to endless waiting and frustrating phone games. With us, you have direct access to your advisor. Whether you need a quick question answered or detailed guidance, we're just a call or text away, ensuring your peace of mind.

Flexible Availability

Life doesn't always adhere to a 9-5 schedule, nor do we. We understand the juggling act of family commitments, work obligations, and personal time. That's why we offer flexible evening and weekend appointments, ensuring that your mortgage needs fit seamlessly into your busy life.

Unrivalled Dedication

Your satisfaction is our top priority. Unlike those who watch the clock more than they watch out for your best interests, we're committed to delivering the best possible service, no matter how long it takes. Your goals are ours; we'll stop at nothing to achieve them together.

Warmth and Support

Purchasing a home is more than just a transaction; it's a significant milestone in your life. We understand the nerves and uncertainties that come with it. That's why we're not just advisors; we're allies, offering friendly support, valuable advice, and reassurance every step of the way.

Yay Mortgages

Our home is more than an investment. It’s our sanctuary, our place of rest. Its where we share experiences and build memories; where we celebrate birthdays, christmas’s and maybe even throw awesome dinner parties; where we spend warm summer evenings in the garden and cosy winter nights curled up on the sofa – we want to help you in fulfilling your most meaningful property aspirations.

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Happy family using YAY Mortgages In Essex

Our Services

We offer more than just exceptional service.

At Yay Mortgages, we specialise in providing a wide range of mortgage and property finance solutions tailored to your unique needs.

We offer more than just exceptional service. At Yay Mortgages, we specialise in providing a wide range of mortgage and property finance solutions tailored to your unique needs.

Residential Mortgages

Whether you're looking to buy your first home, buy a bigger property, or remortgage, we have the expertise to guide you through the process quickly and with your future in mind.

Buy-to-Let Mortgages

Investing in property? Our buy-to-let mortgage options are designed to help you maximise your returns and build your investment portfolio.

Bridging Loans

Do you need short-term financing to bridge the gap between property transactions? Our bridging loans offer flexible solutions.

Commercial Mortgages

Are you looking to purchase commercial property for your business? We can help you secure the financing you need to take your business to the next level.

Lenders

We have access to over 200+ lenders, both high street & specialist – to find you the most suitable product available.

Lenders at YAY Mortgages In Essex

Protect What Matters

To safeguard your financial future and protect what matters most to you, we also offer a range of protection products, including life insurance, critical illness cover, income protection, and home insurance.

Insurance Providers at YAY Mortgages In Essex

Credit Report

To help process your application we suggest completing a quick credit check with CheckMyFile, this will help give you the best chance of getting the right mortgage.

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Credit Report at YAY Mortgages In Essex
Farhana Begum using YAY Mortgages In Essex

We used yay as first time buyers and they were absolutely amazing, we couldn’t have asked for anymore. They took their time to explain everything clearly and made sure all our questions were answered and kept us regularly updated on progress. Very good communication, polite, friendly and a very professional company, we would strongly recommend them to anyone looking for a mortgage.

Farhana Begum

Mohammed Shoan using YAY Mortgages In Essex

Very pleased to be recommending this fantastic mortgage company. They helped us with our first purchase and the service was second to none. We were able to call or text our advisor directly which is amazing, saves all the wasting time having to go through reception, leave messages and waiting for a call back. They can’t do enough to help you, take their time to answer all your questions (which we had a lot of!) and explain everything clearly. Our advisor was soo supportive of us throughout the whole process and even saved us money by giving us advice on how to negotiate a better price on our second property once the first one fell through. They really do treat you more like family, or at lest that’s how we felt. If you’re looking for a mortgage we can’t think of a better company to help guide you through the process. Thank you again yay, we’re forever grateful for how easy and stress free you made our first house buying experience.

Mohammed Shoan

Luke Armitage using YAY Mortgages In Essex

Outstanding service from Taz and yay mortgages, they truly go above and beyond to help you achieve your property ambitions. We can’t thank them enough for all their hard work and efforts in helping us buy our dream home and still be able to keep our investment property. Don’t hesitate to use them; you’ll be glad you did, it’s one of the best decisions we made. Thank you again Taz

Luke Armitage

YAY Mortgages In Essex
YAY Mortgages In Essex

Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured against it. The FCA does not regulate some forms of Buy to Let mortgages, bridging loans and commercial mortgages. Calls may be recorded for training and monitoring purposes. MR Mortgages Ltd trading as Yay Mortgages are an appointed representative of Connect IFA Ltd who are authorised and regulated by the Financial Conduct Authority.

MR Mortgages Ltd Registered in England & Wales Company No.14036640
Registered Office: 642 London Road, Westcliff on sea, Essex SS0 9HW. FCA No.977214.