Residential Mortgages

First time buyers, home movers, remortgages, self-employed & more.

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Financial Professional You Can Trust

Whether you're looking to buy your first home, buy a bigger property, remortgage, raise funds, release equity, or extend your home, we have the expertise to guide you through the process quickly and with your future in mind.

At Yay Mortgages, we know it’s hard to find that financial professional that you can trust. You're left wondering about their expertise, commitment to quality, and also their dedication to exceptional service. There can be trips and hazards all along the path. But with us, we give you clear, honest advice to help you get the best solution for your circumstances.

First Time Buyers

Are you a first-time buyer taking that monumental leap?

Purchasing a home is more than just a transaction; it's a significant milestone in your life. We understand the nerves and uncertainties that come with it. That's why we're not just advisors; we're allies, offering friendly support, valuable advice, and reassurance every step of the way.

At Yay Mortgages, we believe you deserve nothing less than exceptional service, expertise, and unwavering support. Let us confidently and efficiently guide you on your homeownership and financial security journey.

Happy family using YAY Mortgages In Essex

Home Movers

Are you a growing family searching for your forever home?

Here at Yay, we are eager to be part of your journey and support you in reaching your most meaningful goals. While finding your dream neighbourhood can be thrilling, navigating mortgages and paperwork can be overwhelming. That’s where we can help.

Yay are not just mortgage advisors. We are dream weavers, opportunity creators, and advocates for your success. From the moment you connect with us, we provide warm, enthusiastic and unwavering support, tailored to your unique needs.

Happy family using YAY Mortgages In Essex

Remortgage

Coming to the end of your fixed rate term and looking for the best deal out there?

We are independent mortgage advisers who have access to over 200 specialist and mainstream lenders to ensure you get the absolute best loan for your circumstances. Our experienced advisers will take time to understand your needs and circumstances and recommend a mortgage that fits with your budget and long-term plans. The YAY Mortgages team will take away all the headache of the mortgage process by dealing with the paperwork, lender, solicitor, insurance providers and more.

Happy family using YAY Mortgages In Essex

Self Employed

Being self employed can present extra challenges in obtaining a mortgage, we provide expert advice.

We are independent mortgage advisers who have access to over 200 specialist and mainstream lenders to ensure you get the absolute best loan for your circumstances. Our experienced advisers will take time to understand your needs and circumstances and recommend a mortgage that fits with your budget and long-term plans. The YAY Mortgages team will take away all the headache of the mortgage process by dealing with the paperwork, lender, solicitor, insurance providers and more.

Happy family using YAY Mortgages In Essex

Our Promise

We've been in your shoes, navigating through the maze of professionals, and we know what you need to reach your goals:


Professional Excellence

You deserve someone who goes beyond the basics. We pride ourselves on being meticulous, detail-oriented, and dedicated to achieving your best results—no shortcuts, no compromises—just excellence every step of the way.

Accessible Support

Say goodbye to endless waiting and frustrating phone games. With us, you have direct access to your advisor. Whether you need a quick question answered or detailed guidance, we're just a call or text away, ensuring your peace of mind.

Flexible Availability

Life doesn't always adhere to a 9-5 schedule, nor do we. We understand the juggling act of family commitments, work obligations, and personal time. That's why we offer flexible evening and weekend appointments, ensuring that your mortgage needs fit seamlessly into your busy life.

Unrivalled Dedication

Your satisfaction is our top priority. Unlike those who watch the clock more than they watch out for your best interests, we're committed to delivering the best possible service, no matter how long it takes. Your goals are ours; we'll stop at nothing to achieve them together.

Warmth and Support

Purchasing a home is more than just a transaction; it's a significant milestone in your life. We understand the nerves and uncertainties that come with it. That's why we're not just advisors; we're allies, offering friendly support, valuable advice, and reassurance every step of the way.

YAY Mortgages In Essex
YAY Mortgages In Essex

Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured against it. The FCA does not regulate some forms of Buy to Let mortgages, bridging loans and commercial mortgages. Calls may be recorded for training and monitoring purposes. MR Mortgages Ltd trading as Yay Mortgages are an appointed representative of Connect IFA Ltd who are authorised and regulated by the Financial Conduct Authority.

MR Mortgages Ltd Registered in England & Wales Company No.14036640
Registered Office: 642 London Road, Westcliff on sea, Essex SS0 9HW. FCA No.977214.