Commercial Mortgages

For business purchases including shops, warehouses and offices.

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Commercial Property

A commercial property is defined as property where the occupants are a business rather than an individual, such as shops, warehouses and offices.

Commercial mortgages are being increasingly seen as a viable source of business funding and can do much more than simply giving you a place in which to operate. Owning your own premises means that you’re in a more secure position, as you are no longer exposed to increasing rental charges. Taking out a commercial mortgage can future-proof your business, by allowing you to access equity when property prices gradually increase.

As a business owner, you can use a commercial mortgage to purchase a business property for a number of reasons – for your own use, to rent out, for purchasing a company, or unlocking equity within buildings you already own.

Our Promise

We've been in your shoes, navigating through the maze of professionals, and we know what you need to reach your goals:


Professional Excellence

You deserve someone who goes beyond the basics. We pride ourselves on being meticulous, detail-oriented, and dedicated to achieving your best results—no shortcuts, no compromises—just excellence every step of the way.

Accessible Support

Say goodbye to endless waiting and frustrating phone games. With us, you have direct access to your advisor. Whether you need a quick question answered or detailed guidance, we're just a call or text away, ensuring your peace of mind.

Flexible Availability

Life doesn't always adhere to a 9-5 schedule, nor do we. We understand the juggling act of family commitments, work obligations, and personal time. That's why we offer flexible evening and weekend appointments, ensuring that your mortgage needs fit seamlessly into your busy life.

Unrivalled Dedication

Your satisfaction is our top priority. Unlike those who watch the clock more than they watch out for your best interests, we're committed to delivering the best possible service, no matter how long it takes. Your goals are ours; we'll stop at nothing to achieve them together.

Warmth and Support

Purchasing a home is more than just a transaction; it's a significant milestone in your life. We understand the nerves and uncertainties that come with it. That's why we're not just advisors; we're allies, offering friendly support, valuable advice, and reassurance every step of the way.

YAY Mortgages In Essex
YAY Mortgages In Essex

Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured against it. The FCA does not regulate some forms of Buy to Let mortgages, bridging loans and commercial mortgages. Calls may be recorded for training and monitoring purposes. MR Mortgages Ltd trading as Yay Mortgages are an appointed representative of Connect IFA Ltd who are authorised and regulated by the Financial Conduct Authority.

MR Mortgages Ltd Registered in England & Wales Company No.14036640
Registered Office: 642 London Road, Westcliff on sea, Essex SS0 9HW. FCA No.977214.